Pillar 01
Money and Human Time
Your wage is paid for hours of your life. This pillar looks at how prices, wages, and savings turn those hours into purchasing power — and why saving money is really saving time.
- Inflation and purchasing power
- Money as stored labor
- Wages, savings, and productivity
- Why saving money means saving time
Questions we’re investigating
- 1.
Is 2% inflation necessary for economic growth?
Read the research note → - 2.
When productivity rises, who captures the gain: wage earners, savers, borrowers, or asset owners?
No note yet — on the research list.
- 3.
How many hours of work does a typical household basket cost today compared with past decades?
No note yet — on the research list.
- 4.
How much purchasing power does a cash emergency fund lose over a typical decade?
No note yet — on the research list.
Research notes
- PublishedSep. 28, 2026
Is 2% Inflation Necessary for Economic Growth?
The Federal Reserve targets 2% inflation. Productivity lets society produce more with less work — so why is a steadily rising price level treated as the goal? We compare the standard case for a positive target with the hard-money critique and test both against historical evidence.
Lessons
- Save Your Time — Your labor is paid in time. Money is supposed to carry that time into the future — and Bitcoin gives ordinary savers a harder monetary rule than endlessly expandable currency.
Tools
- Wage purchasing-power calculator — See what past earnings buy after inflation.
- Inflation calculator — Project a basket price at a chosen inflation rate.